Unit · BRISBANE CITY 4000

3607/108 ALBERT STREET

BRISBANE CITY, QLD 4000
Avoid
2 Bed 2 Bath 1 Car 91 Cashflow
Listed Price
$890K
Est. Value
$765K
$615K – $915K
Gross Yield
6.3%
Strong
Overall Score
2.9/5
Avoid

3607/108 ALBERT STREET, BRISBANE CITY 4000 is a 2-bedroom, 2-bathroom unit listed at $890K for sale in BRISBANE CITY, Queensland, Australia. According to the Effata Property Intelligence Engine, the estimated value of 3607/108 ALBERT STREET is $765K. 3607/108 ALBERT STREET, BRISBANE CITY scores 2.9 out of 5 on the Mamic Real Estate 10-dimension property scoring model and is rated Avoid. Gross rental yield for 3607/108 ALBERT STREET is estimated at 6.3% based on current market rents in BRISBANE CITY. According to cashflow analysis assuming a 20% deposit and 6.5% interest-only, total cash required to purchase 3607/108 ALBERT STREET is $211K (including $33K QLD stamp duty). According to Brisbane City Council flood overlay mapping, 3607/108 ALBERT STREET has recorded flood risk on title (creek: None, overland: Low (Creek River Storm Tide)).

Why this is rated "Avoid"

Score 2.9/5

6.2% yield; flood overlay on title — auto-Avoid

  • Listed $125K (16%) ABOVE estimated value of $765K
  • Strong gross yield (6.3%) — investor-friendly
  • Flood risk on title: Low (Creek River Storm Tide)

Scoring Breakdown

10-dimension analysis
Capital Growth 3.0
Rental Yield 5.0
OO Appeal 1.0
Infrastructure 2.0
Exit Strategy 4.0
Vacancy Risk 3.0
Management 4.0
Prestige 2.0
Price Fit 1.0
Risk 5.0
In plain english

Below average — there are concerns. Strongest in rental yield and exit strategy.

Effata Property Intelligence
Comparable Market Analysis · Suburb Metrics · Risk & Overlays
Generated 12 May 2026

Automated Valuation

Based on 162 comparable sales
Estimated Value
$765K
Range: $615K – $915K
Price vs Estimate
+16%
Above estimated value
Gross Yield
6.3%
Strong rental return

Full CMA with comparable sales table loads interactively below.

Risk Profile
Flood Creek None
Flood Overland Low (Creek River Storm Tide)
Zoning PDA
Nearby DAs 0
Dev Potential No
In plain english

One thing to note: flood risk (overland). Otherwise the risk profile looks reasonable.

Flood and planning overlays sourced from Brisbane City Council, May 2026.

Location Intel
School St Joseph's Primary School (Kangaroo Point)
Distance 1.4km
Suburb BRISBANE CITY
Postcode 4000
Days Listed 5
In plain english

1.4km from St Joseph's Primary School (Kangaroo Point). Brand new listing.

Listing Details
Agent Kirsten Walsh
Agency Ray White Brisbane City
Source For Sale
Status Current
Type Offers
Listed As Offers Over $890,000!
Comparable Market Analysis: CMA calculation failed

Cashflow Analysis

20% deposit · 6.5% interest-only
Purchase Price
$890K
Cash Required
$211K
Deposit $178K + Stamp $33K
Weekly Cashflow
+$35/wk
Rent $925 − Repay $890
Net Yield
0.2%
In plain english

You'd need $211K upfront (deposit + stamp duty). Good news — this property pays for itself with +$35/week positive cashflow.

Tenure Mix — Owner-Occupier vs Investor vs Social Housing

ABS Census tenure breakdown for 3607/108 ALBERT STREET's street and the wider BRISBANE CITY suburb. Shows owner-occupier percentage, investor (private rental) percentage, and social housing concentration at both street-level and suburb-level. High owner-occupier areas typically have more stable property values.

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Planning & Transit Intelligence

Brisbane City Council spatial overlays for this property including zoning code (PDA), neighbourhood plan, character overlay, heritage overlay, bushfire overlay, waterway corridor, transport noise corridor, and nearest transit stops. Development potential assessment based on lot size and planning controls.

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🧬

Neighbourhood Personality

SA1 statistical area behavioural profile for this location. Eight dimensions scored 0–100: Family Orientation, Professional, Affluence, Owner-Occupier concentration, Stability, Gentrification pressure, Investor Appeal, and Risk. Derived from ABS Census data including household composition, income, education, tenure, industry of employment, and dwelling structure.

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Suburb Intelligence — BRISBANE CITY

Full suburb intelligence report for BRISBANE CITY including: 10-year median price trend chart, 5-year and 10-year compound annual growth rates (CAGR), micro-market street-by-street analysis showing premium and discount streets, long-held property opportunities (15+ year holds indicating potential estate sales), investment opportunity scan, and current listing inventory analysis.

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What’s in this report
  • ✓ AI-powered 10-dimension property score (2.9/5)
  • ✓ Deal rating: Avoid
  • ✓ Automated market valuation (CMA) based on nearby sales
  • ✓ Cashflow analysis (deposit, stamp duty, weekly cashflow, net yield)
  • ✓ Flood risk assessment (creek: None, overland: Low (Creek River Storm Tide))
  • ✓ School zone proximity (St Joseph's Primary School (Kangaroo Point))
  • ✓ Development application tracking (0 nearby DAs)
  • ✓ Zoning: PDA
  • ✓ Suburb median price: available
  • ✓ Suburb price momentum and direction
  • ✓ QPS crime statistics for BRISBANE CITY
  • ✓ ABS Census tenure mix (owner-occupier vs investor vs social housing)
  • ✓ BCC planning overlays (zoning, character, heritage, bushfire, waterway, noise)
  • ✓ SA1 neighbourhood personality (8-dimension behavioural profile)
  • ✓ 10-year price trend chart for BRISBANE CITY
  • ✓ Micro-market street-by-street analysis
  • ✓ Similar properties in BRISBANE CITY
About this report — Methodology & Data Sources

This property intelligence report was generated by the Effata Property Intelligence Engine, developed by Anthony Mamic at Mamic Real Estate, Brisbane. Reports are updated when new market data becomes available, typically within 48 hours of new sales settling.

Valuation methodology: The automated comparable market analysis (CMA) searches for agent-reported sales of the same property type within 1–1.5km over the preceding 12–18 months. Private sales and family transfers are excluded — only normal sales reported through licensed agents are used. Each comparable is scored for relevance (HIGH, MEDIUM, LOW) based on bedroom match, land area similarity (within 20%), proximity (under 800m), and recency (under 18 months). The final estimate uses a weighted formula: 60% HIGH-relevance comps, 30% MEDIUM-relevance comps, 10% all comps. Adjustments are applied at $800/m² for land area differences, $40,000 per bathroom, and $20,000 per car space.

Scoring methodology: Properties are scored across 10 dimensions (capital growth, rental yield, owner-occupier appeal, infrastructure, exit strategy, vacancy risk, management load, prestige, price fit, risk) each rated 1–5. The overall score is a weighted average. Deal ratings (Strong Buy, Buy, Hold, Avoid) are derived from the composite score and key risk factors.

Data sources: Sales data from PriceFinder (agent-reported sales only, excluding private sales). Flood overlays, zoning, and planning data from Brisbane City Council open data. Crime statistics from the Queensland Police Service (QPS) — rolling 12-month offence totals. Census data from the Australian Bureau of Statistics (ABS) 2021 Census. School locations from the Queensland Department of Education. Development applications from Brisbane City Council DA tracker.

Report generated: 12 May 2026 at 22:54 UTC. Report author: Anthony Mamic, Licensed Real Estate Agent, Mamic Real Estate, Brisbane QLD. Phone: 0413 214 884. Website: mamicrealestate.com.au.

Disclaimer: This report is for informational purposes only and does not constitute a formal property appraisal. Automated estimates do not take into consideration the unique features of the property and are estimates only. Data sourced from BCC, ABS Census, and public records. Always obtain independent professional advice before making property decisions.

Prepared by Anthony Mamic · Mamic Real Estate · 0413 214 884 · mamicrealestate.com.au

Generated by Effata Property Intelligence

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